Guarantee Advantage: rate increases that will benefit your clients!

Intermediary Network Sales Support and Expertise November 19, 2021

The February 2022 campaign has several great options for your clients:

  • Guaranteed minimum and potential maximum returns are increased for all terms.
  • The 6-year term return of the Global Opportunities basket will be unlimited.
  • The 7-year term will not be offered.
  • All baskets are maintained.
  • All securities on each basket remain unchanged, except:
    • for the Consumer Staples basket, 6 securities are changed.
    • for the Global Financials basket, 10 securities are changed.

Term/basket combinations available as of November 20, 2021:


Guaranteed minimum return (%)Potential maximum return (%)Participation rate (%)
Term of 3 years and 2 days
  • Global Diversified
0 8
100
Term of 4 years and 2 days
  • Global Diversified
014100
Term of 5 years and 2 days
  • Consumer Staples
3.514.5​100
  • Emerging Markets
021.5​100
  • ESG Global Diversified


      $500 to $24,999​0​21.5​100
 ​     $25,000 to $249,999​023.7*​110
 ​     $250,000 or more​0​25.8**​120
  • Global Diversified
​ ​ ​ 
      $500 to $24,999​0​21.5​100
 ​     $25,000 to $249,999​023.7*​110
 ​     $250,000 or more​0​25.8**​120
Term of 6 years and 2 days
  • Consumer Staples
6
18​100
  • Global Financials
0
23.4***​300
  • Global Opportunities
      ​$500 to $24,999​0unlimited
​100
 ​     $25,000 to $249,999​0unlimited*​110
      $250,000 or more​0​unlimited**​120

*Including 110% participation rate

**Including 120% participation rate

***Including 300% participation rate


Note

  • The interest rate of the special Daily Interest Investment on Deposits made before an Initial Date is 0.5%.
  • The sales commission is 0.30% per term year.

To find out more about the February 2022 campaign:

  • Refer to the Features tables;
  • Visit the Guarantee Advantage section. You’ll find all the sales materials you need, including a template you can use for client emails (available on the secure version of the site).
  • Please note that we do not print copies of the features table. You will need to refer to the PDF version.

Visit the Previous Campaigns section for more information about Guarantee Advantage campaigns.


Intermediary Network Sales Support and Expertise