Guarantee Advantage | December 2023 campaign

Sales Enablement September 22, 2023

The December 2023 campaign offers various terms and baskets for your clients:

The Canadian Diversified basket is available for all terms.
The Global Opportunities basket offers unlimited potential maximum return for 4- and 5-year terms.
The participation rates for the 5-year Global Opportunities basket are increased to 105%, 115% and 125% depending on the deposit amount.

Term/basket combinations available as of September 23, 2023

	Guaranteed minimum return (%)	Potential maximum return (%)	Participation rate (%)
Term of 2 years and 2 days
Canadian Diversified
$500 to $24,999	0	20	100
$25,000 to $249,999	0	22*	110
$250,000 or more	0	24*	120
Global Opportunities	7	17	100
Global Opportunities
$500 to $24,999	0	28	100
$25,000 to $249,999	0	30.8*	110
$250,000 or more	0	33.6*	120
Term of 3 years and 2 days
Canadian Diversified
$500 to $24,999	0	32	100
$25,000 to $249,999	0	35.2*	110
$250,000 or more	0	38.4*	120
Global Opportunities	7.5	26	100
Global Opportunities
$500 to $24,999	0	48	100
$25,000 to $249,999	0	52.8*	110
$250,000 or more	0	57.6*	120
Term of 4 years and 2 days
Canadian Diversified
$500 to $24,999	0	46	100
$25,000 to $249,999	0	50.6*	110
$250,000 or more	0	55.2*	120
Global Opportunities	10	42	100
Global Opportunities
$500 to $24,999	0	unlimited	100
$25,000 to $249,999	0	unlimited*	110
$250,000 or more	0	unlimited*	120
Term of 5 years and 2 days
Consumer Staples	12.5	29	100
ESG Global Diversified	0	54	100
Canadian Diversified
$500 to $24,999	0	60	100
$25,000 to $249,999	0	66*	110
$250,000 or more	0	72*	120
Global Opportunities	12.5	49	100
Global Opportunities
$500 to $24,999	0	unlimited*	105
$25,000 to $249,999	0	unlimited*	115
$250,000 or more	0	unlimited*	125

*Including participation rate

Note

Important reminder: Funds to be invested and complete related instructions must be received by the deadline for deposits date to be invested in the current campaign.
The interest rate of the special daily interest investment on deposits made before an initial date is 1.70%.
The sales commission is 0.40% per term year.

To find out more about the December 2023 campaign

Refer to the features table.
Note that there are no more paper copies of the features table.
Visit the Guarantee Advantage section to find all the sales materials you need, including a template you can use for client emails (available on the secure version).

Visit the Previous campaigns section for more information about Guarantee Advantage campaigns.