Underwriting requirements

The pre-screening guide

Comprehensive and easy to use, this tool will help you check whether an individual is eligible for insurance.

The pre-screening guide is an overview of the decisions that you would expect to certain conditions. The final decision could differ depending on the files submitted. A combination of medical factors can also result in a less favorable outcome.

Next steps

Personalized client leaflet explaining the next steps for completing an insurance application.


This section only applies to joint last-to-die life insurance policies. Learn what options are available when one of the proposed insureds is uninsurable.