Participating whole life insurance is permanent coverage that pays dividends, which are cash sums that enhance the life insurance policy. Your clients can choose to use their dividends to increase coverage, reduce the annual premium or receive a cash payment.
On January 1, 2022, we'll be keeping our dividend scale interest rate at
5.75%.For more information, see the
November 2021 news item or the
Accelerated Growth products yield higher medium-term dividends.
People who want to increase their retirement income or reach a financial goal in 10 to 15 years with the cash surrender value.
Estate Enhancer products maximize the long-term death benefit.
People looking at estate protection, as well as for optimizing the cash surrender value within a 20-year term.