Participating whole life insurance

5 Pay PAR product generates higher dividends in the long term.

Who it’s for

People who want to quickly pay off their policy or increase their retirement income, such as:

• Mass-affluent and high-net-worth clients
• Business owners
• Parents and grandparents
• Professionals
• Clients with estate planning needs

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Accelerated Growth products yield higher medium-term dividends.

Who they're for

People who want to increase their retirement income or reach a financial goal in 10 to 15 years with the cash surrender value.

Available products

• Accelerated Growth 10 Pay
  Premiums are paid up as early as the 10th year
• Accelerated Growth 20 Pay
  Premiums are paid up as early as the 20th year
• Accelerated Growth to 100
  Premiums are payable for life

Estate Enhancer products maximize the long-term death benefit.

Who they're for

People looking at estate protection, as well as for optimizing the cash surrender value within a 20-year term.

Available products

• Estate Enhancer 10 Pay
  Premiums are paid up as early as the 10th year
• Estate Enhancer 20 Pay
  Premiums are paid up as early as the 20th year
• Estate Enhancer to 100
  Premiums are payable for life