Redeemable Term Investment

For your clients who are looking for an investment whose rate and term are determined at the time of purchase.


  • Terms between 3 months and 20 years
    • The term must not exceed the annuitant’s age of 95 years
    • The term must not exceed 12 months when the annuitant is over the age of 95
  • Redeemable at any time: may be subject to a market value adjustment (for more information, please refer to section 2.8.1 of the Term Investment Contract Application)
  • Minimum investment of $500
  • Simple or Compound interest
  • Eligible for registered and non-registered contracts


  • 0.25% per year of the term, maximum of 1.25%.

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