Heart valve replacement or repair

Definition

Undergoing of surgery to replace any heart valve with either a natural or mechanical valve or to repair heart valve defects or abnormalities.

The surgery must be determined to be medically necessary and performed by a specialist.

Exclusions

  • A 30-day survival period applies, except for the Life with CI Advance product.
  • No benefit will be payable under the definition of "heart valve replacement or repair" for:
    • angioplasty;
    • intra-arterial procedures, percutaneous trans-catheter procedures; or
    • non-surgical procedures.