Insertion of a Permanent  Cardiac Pacemaker or Cardiac Defibrillator

Definition

Undergoing of surgery to insert a permanent cardiac pacemaker or a permanent cardiac defibrillator that is required as the result of:

• serious cardiac arrhythmia which cannot be treated via any other method; or
• cardiac resynchronization therapy.

The surgery must be determined to be medically necessary and performed by a specialist.

Exclusion

A 30-day survival period applies, except for the Life with CI Advance product.