Clients with large and complex cases have unique insurance planning needs and goals. We leverage our
legal, estate, tax, and financial planning expertise to ensure you can meet the needs of your affluent clients by identifying key planning opportunities and solutions. We provide customized insurance solutions using our proven concepts and support tools.
How can we assist you?
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Specialist consultations: meetings with our experts to address your clients’ specific needs
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Advisory support: assistance with tax, financial planning and insurance advisory support
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Cover letter reviews: guidance on drafting and reviewing important documents
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Educational resources: access to key information in various formats to enhance your skills in serving high-net-worth clients
Our expertise
We are available for you if
your clients are:
- Business owners and incorporated professionals with high retained earnings
- High-net-worth families in need of multigenerational wealth planning
- High-income earners who are in the pre-retirement phase and accumulating wealth
To help you identify when a case qualifies, the product premium or sum insured benchmarks should be equal to or more than:
| Life insurance | Critical illness insurance |
|---|
- Annualized premiums: $20,000
- Sum insured: $5,000,000
| - Annualized premiums: $10,000
- Sum insured: $500,000
|
Our process
- Consult your regional sales director to discuss your client’s situation and review the case
- After the review, your regional sales director will confirm whether the Advanced case support team is required
- Contact us and provide a detailed description of the case and any relevant information, including the following:
| For individuals | For businesses |
|---|
| Important |
|---|
- Basic information (age, income, assets)
- Family tree and net worth breakdown
- Insurance policies in force
| - Corporate structure charts
- Financial statements
- Insurance policies in force
|
| Optional |
|---|
- Additional tax, legal, and financial information
| - Income tax returns
- Shareholder agreements
- Partnership agreements
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Our commitment
We aim to respond within three business days. After assessing the complexity of your case, our Advanced case support team will arrange necessary meetings or communications with you, your client, and their professional advisory team. We will provide a plan for the case deliverables based on the assessment.
