Additional Deposit Options deconstructed
This webinar is available in English and in Mandarin
The
Additional Deposit Option deconstructed webinar offers a deep dive into the key features and benefits of Additional Deposit Options (ADO).
This session explains how ADO works—including MTAR and Load—and presents various scenarios to illustrate its practical applications. Through detailed examples and real-world discussions, you’ll explore the
flexibility and advantages of incorporating ADO into financial plans. Viewers will come away with a strong understanding of
how ADO can be tailored to meet a variety of clients’ needs and goals.
Key learnings:
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Understanding ADO’s Value – Gain insights into Additional Deposit Options and how they create new opportunities for growth—for both you and your clients.
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MTAR and Load Explained – Learn about MTAR (Maximum Tax Actuarial Reserve) and Load, including how they function and the benefits they provide to clients.
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Scenario Analysis – Review practical examples of ADO in action, including comparisons between basic and max ADO scenarios and their financial impacts.
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Flexibility of ADO – Discover how ADO allows for flexible contributions—start and stop deposits as needed to align with your clients’ financial goals and capacity.
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Diverse Applications – Explore use cases such as juvenile plans, corporate IRPs, estate bonds for the family market, and strategies for passive investment income in a business context.
Earn 1 CE credit*
To get the CE credit, you must attend at least 95% of the webinar and obtain a result of 70% or higher on the quiz.
* This webinar is pending approval by Advocis (The Financial Advisors Association of Canada), Alberta Insurance Council (AIC), Chambre de la sécurité financière (CSF), FP Canda, MFDA, Insurance Council of Manitoba and Insurance Council of Saskatchewan. Once accreditation is obtained, you will receive an email and will be able to download your certificate.
English webinar
Date: Tuesday, May 27 Time: 1 p.m. (ET) Mandarin webinar
Date: Tuesday, May 28
Time: 1 p.m. (ET)
| Key speakers - English
Brent Swatuk, CLU, CHS
Regional Vice President, Ontario & Atlantic, Desjardins Insurance
Nitin Bansal, FSA, FCIA
Director, Actuarial Support, IDC Worldsource Insurance Network
Key speakers - Mandarin
Shouli Ma, MBA, CFP, TEP
Regional Sales Director, Desjardins Insurance |