Definite diagnosis of a non-malignant tumour located in the cranial vault and limited to the brain, meninges, cranial nerves or pituitary gland. The tumour must require surgical or radiation treatment or cause irreversible objective neurological deficit(s).
The diagnosis of benign brain tumour must be made by a specialist.
Exclusions
- No benefit will be payable under the definition of "benign brain tumour" for pituitary adenomas less than 10 mm.
- No benefit will be payable under the definition of "benign brain tumour" if:
Within the first 90 days following the later of, the effective date of this coverage, or the date of last reinstatement of this coverage, the insured person has any of the following:
- signs, symptoms or investigations, that lead to a diagnosis of benign brain tumour (covered or excluded under this coverage), regardless of when the diagnosis is made; or
- a diagnosis of benign brain tumour (covered or excluded under this coverage).
Obligation to inform the Company
Medical information about the diagnosis and any signs, symptoms or investigations leading to the diagnosis must be reported to the Company within 6 months of the date of the diagnosis.
If this information is not provided within this period, the Company has the right to deny any claim for benign brain tumour or any covered condition caused by any benign brain tumour or its treatment.