Other cancer

Definition

Definite diagnosis of any cancers that do not meet the criteria of the "cancer (Life-threatening)" definition or any of the definitions found under the "early-stage cancers" category as described in this coverage.

The diagnosis of any "other cancer" must be supported by a histolopathological biopsy report and made by a specialist.

Exclusions

  • No benefit will be payable under the definition of "other cancer" for:
    • cervical lesions, if detected by Pap smear test and characterised by the presence of a Cervical Intraepithelial Neoplasia (CIN) classification which reports CIN I and CIN II;
    • all tumours which are histologically described as benign, pre-malignant, borderline malignant, low malignant potential; all grades of dysplasia, all grades of squamous intraepithelial lesions (HSIL and LSIL), and all grades of intra-epithelial neoplasia and all grades of intra-epithelial neoplasia unless it is specifically classified as Tis or carcinoma in situ as per AJCC classification.

      For the purposes of this exclusion, the terms "Tis and carcinoma in situ as per AJCC classification" are to be applied as defined in the American Joint Committee on Cancer (AJCC) cancer staging manual, 7th Edition, 2010.

  • No benefit will be payable under the definition of "other cancer" for the duration of this coverage if the diagnosis is made in the 12 months following the effective date of this coverage, or the date of last reinstatement of this coverage, whichever is later.