Whole life guaranteed to 65

Whole life guaranteed to 65 (Life to 65) is for clients who want fully guaranteed permanent life insurance at a fixed and affordable price with a limited payment period.

The generous cash surrender value can be offered as a premium refund. It’s a great option for clients looking to get the most for their money.


Main features

  • Paid-up premiums and paid-up additional benefits at age 65
  • Generous guaranteed cash surrender values after the 5th year
  • Reduced paid-up insurance after the 8th year
  • Eligible for term insurance conversions without proof of insurability