Back pain

Things to consider

Chronic and severe:	rated +50 may be offered
Other:	generally standard

Chronic and severe:	standard with "Paralysis and Loss of independent existence" exclusion or rated +50 with "Paralysis and Loss of independent existence" exclusion
Other:	generally standard

Chronic and severe:	may be declined
Other:	generally accepted with exclusion and with possibility of limitation on the waiting period and benefit period. Standard may be offered for best cases.