Crohn’s disease

Chronic inflammatory disease that affects the small and large intestines but it may affect any part of the digestive tract. The disease is a chronic, relapsing condition and treatment often involves surgery.

Things to consider

Current age
Diagnosis date
Severity
Date of the last flare-up

Frequency of flare-ups
Type of treatment (medication, dosage, surgery)
Complications or other related conditions

What response can you expect?

Without surgery
Within 2 years of the diagnosis:	rated +75 to +200 or declined
More than 2 years since the diagnosis:	standard, rated +50 to +150 or declined
With surgery
Within 6 months of the surgery:	declined
More than 6 months since the surgery:	standard, rated +50 to +150 or declined
2 surgeries or more:	declined

Without surgery
Within 2 years of the last flare-up:	declined
More than 2 years since the last flare-up:	rated +50 with exclusion and possibility to limit the waiting period at 90 days and the benefit period or declined
With surgery
Within 1 year of the surgery:	declined
More than 1 year since the surgery:	rated +50 with exclusion and possibility to limit the waiting period at 90 days and/or the benefit period or declined