Driving

Things to consider

  • Current age
  • Type of violation
  • Speeding
  • Dates
  • Suspended license
  • Date of license reinstation
  • History of accidents
  • Habits (drugs/alcohol)
  • Occupation

What response can you expect?

Small number of minor violations:standard
Impaired driving: declined, possible reconsideration after 1 year
Other:a flat extra premium $2.50 to $10.00 per $1,000 of insurance or declined