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Insurance
Products
Life insurance
Participating life insurance
Universal life insurance
Critical illness
Disability
Healthcare
Hybrid insurance
In addition
Financial Needs Analysis (FNA)
Rates and ROI
Additional coverages
Additional Deposit Option (ADO)
Underwriting requirements
Currently selected
Rate reduction program
Products available for conversion
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GIF – Helios2 Contract
MLTI Guarantee Advantage
Redeemable Term Investment
Non-Redeemable Term Investment
Daily interest investment
Responsible retirement annuities
Registered plans
DFS Transition Account
In addition
Rates and ROI
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E-book | A profession with purpose
Doing business with us
Contracting with Desjardins
ZoneContenuCentrale
Scuba diving
Things to consider
Current age
Training and certification
Depth
Type of diving (cave, wreck, ice, etc.)
Location (lakes, oceans, etc.)
Frequency
Medical history
Lifestyle
What response can you expect?
Life
Critical illness
Disability
Healthcare
Recreational with no hazardous diving to a maximum of 100 feet:
standard
Other:
flat extra premium from $2.50 to $10.00 per $1,000 of insurance, exclusion or declined
Recreational, no dangerous dives and 100 feet maximum depth:
standard
Other:
exclusion or declined
Recreational, no dangerous dives and 100 feet maximum depth:
standard
Other:
exclusion or declined
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