Actuarial and Insurance Solutions May 6, 2026
On July 1, 2026, the dividend scale interest rate for the current product line will remain unchanged at 6.3%, which reflects the long-term performance of our participating account.
On July 1, 2026, the dividend scale interest rate for the current product line will remain unchanged at 6.3%, which reflects the long-term performance of our participating account. The interest rate for policies acquired from State Farm Insurance will also remain unchanged at 6%.
Keep in mind that dividends are never guaranteed, but dividends that have been granted are vested to the policyowner.
For policies issued or acquired before 2017, including Protector products, the dividend scale interest rate will increase from 6.3% to 6.5%. This increase reflects the maturity of this group of products and the considerable value that has built up over the years, which generates higher returns.
New illustrations for Protector products will be available in Client Documents on June 15. To request illustrations for other products, email Expertise_Portefeuille_Backbook@dsf.ca.
Strategy and performance of the participating account – Policies issued since 2017
Strategy and performance of the participating account – Policies issued or acquired before 2017
Investment strategy for participating life insurance product
Strategy and performance of the participating account – Policies acquired from State Farm Insurance
Our wide range of participating life insurance products has been designed to support families, high-net-worth individuals and business owners at every stage of their financial journey.
For full details about participating whole life insurance, visit the Participating whole life insurance page or contact our Business Development Team – Insurance.
