The December 2025 campaign offers various terms and baskets for your clients:
Term/basket combinations available as of September 25, 2025
| Guaranteed minimum return (%) | Potential maximum return (%) | Participation rate (%) |
---|
Term of 2 years and 2 days |
---|
Financials |
| 0 | 7 | 100 |
| 0 | 7.7* | 110 |
| 0 | 8.4* | 120 |
Global Opportunities | 2 | 5.5 | 100 |
Global Opportunities
|
| 0 | 7 | 100 |
| 0 | 7.7* | 110 |
| 0 | 8.4* | 120 |
Term of 3 years and 2 days |
---|
Financials |
| 0 | 12.5 | 100 |
| 0 | 13.75* | 110 |
| 0 | 15* | 120 |
Global Opportunities | 3 | 9.5 | 100 |
Global Opportunities
|
| 0 | 12.5 | 100 |
| 0 | 13.75* | 110 |
| 0 | 15* | 120 |
Term of 4 years and 2 days |
---|
Global Opportunities |
| 0 | 20.5 | 100 |
| 0 | 22.55* | 110 |
| 0 | 24.6* | 120 |
Global Opportunities | 4 | 15.5 | 100 |
Term of 5 years and 2 days |
---|
ESG Global Diversified | 0 | 24 | 100 |
Canadian Diversified |
| 0 | 25.5 | 100 |
| 0 | 28.05* | 110 |
| 0 | 30.6* | 120 |
Financials |
| 0 | 29 | 100 |
| 0 | 31.9* | 110 |
| 0 | 34.8* | 120 |
Global Opportunities | 5 | 23 | 100 |
Global Opportunities |
| 0 | 31 | 100 |
| 0 | 34.1* | 110 |
| 0 | 37.2* | 120 |
Term of 6 years and 2 days |
---|
Financials |
| 0 | 40 | 100 |
| 0 | 44* | 110 |
| 0 | 48* | 120 |
Term of 6 years and 2 days |
---|
Financials |
| 0 | 85 | 100 |
| 0 | 93.5* | 110 |
| 0 | 102* | 120 |
*Including participation rate
Note
-
Important reminder: Funds to be invested and complete related instructions must be received by the deadline for deposits date to be invested in the current campaign.
- The interest rate of the special daily interest investment on deposits made before an initial date
stay at 0.75%.
- The sales commission is
0.40% per term year.
To find out more about the December 2025 campaign
- Refer to the
features table.
- Visit the
Guarantee Advantage section to find all the sales materials you need, including a template you can use for client emails (available on the secure version).
Visit the
Previous campaigns section for more information about Guarantee Advantage campaigns.