Critical illness | You can now offer up to $4 million

Actuarial and Insurance Solutions October 21, 2025

Get more business!

The maximum insurance amount for critical illness insurance is increasing from $3 million to $4 million today. This change matches the highest insurance amount available on the market, so use it as an opportunity to stand out.

With this change, you’ll be able to:

Target high-net-worth clients by meeting their financial security needs.
Offer business owners solutions to ensure business continuity in the event of a critical illness.
Broaden your market reach with an enhanced insurance amount.

How to offer critical illness insurance amount exceeding $3 million

  • Request a personalized illustration by writing to special.quotes@dsf.ca.
  • Fill out the e-application for the requested product with a $3 million insurance amount,and attach the illustration to the Attached files section.
    • If you’re using a paper application, submit it with the illustration you received.

Exception

The maximum insurance amount for the Health Priorities – Child coverage remains at $1 million.

Questions?

Contact our Business Development Team – Insurance.