Your clients understand that new financial needs (orthopaedic or auditory equipment, home care, etc.) are likely to arise the older they get. You'd like to offer them a
provide the income they need for as long as they live and, most importantly, to help them
maintain their quality of life at an advanced age.
With this strategy, plan members could be able to
postpone the use and taxation of registered funds (RRSPs, RRIFs) they don't really need in the early years of their retirement.
Look no further — you found it!
The new Advanced life deferred annuity (ALDA) – offered exclusively at Desjardins1 on December 6, 2023
only product that
delays the start of annuity payments from registered funds until age
- When your clients need them the most!
Guaranteed regular, stable income for life after a deferral period
Protected from market fluctuations
Longevity risk coverage: Avoid outliving your savings
survivor plan options
And much more!
1Source: Desjardins internal analysis, December 2023.
We've prepared all the necessary documentation to enable you to offer ALDA to your clients. Please refer to the PDF versions.
You can also read the
press release published today, December 6.
|Contract and Application - ALDA
|Sales process checklist – Retirement annuities and ALDA
For full details, refer to the