Guarantee Advantage – Financials allows your clients to invest in the securities of eight Canadian financial institutions that are contributing to the country's economic growth. This is an attractive investment opportunity since these companies have demonstrated their strengths in recent years.
Security | Stock market | Currency |
---|
Bank of Montreal | Toronto | Canadian dollar |
Bank of Nova Scotia | Toronto | Canadian dollar |
Canadian Imperial Bank of Commerce | Toronto | Canadian dollar |
Intact Financial Corp. | Toronto | Canadian dollar |
Manulife Financial Corp. | Toronto | Canadian dollar |
National Bank of Canada | Toronto | Canadian dollar |
Royal Bank of Canada | Toronto | Canadian dollar |
Sun Life Financial Corp. | Toronto | Canadian dollar |
The guaranteed investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.
Terms
For the October 2025 campaign, the following terms are available:
- 2 years and 2 days
- 3 years and 2 days
- 5 years and 2 days
Important dates for the Financials basket
| 2 years and 2 days | 3 years and 2 days | 5 years and 2 days |
---|
Initial date | October 14, 2025 | October 14, 2025 | October 14, 2025 |
Specific business days | August 16, 2027 September 14, 2027 October 14, 2027 | August 14, 2028 September 14, 2028 October 13, 2028 | August 14, 2030 September 17, 2030 October 11, 2030 |
Maturity date | October 16, 2027 | October 16, 2028 | October 16, 2030 |
Deadline for deposits | September 24, 2025 | September 24, 2025 | September 24, 2025 |
Return options for the October 2025 campaign
Term: 2 years and 2 days
Deposits between $500 and $24,999: Participation rate of 100%
- Guaranteed minimum return:
0%
- Potential maximum return:
8.5%*
Deposits between $25,000 and $249,999: Participation rate of 110%
- Guaranteed minimum return:
0%
- Potential maximum return:
9.35%**
Deposits of $250,000 and more: Participation rate of 120%
- Guaranteed minimum return: 0%
- Potential maximum return:
10.2%***
Term: 3 years and 2 days
Deposits between $500 and $24,999: Participation rate of 100%
- Guaranteed minimum return:
0%
- Potential maximum return:
14%*
Deposits between $25,000 and $249,999: Participation rate of 110%
- Guaranteed minimum return:
0%
- Potential maximum return:
15.4%**
Deposits of $250,000 and more: Participation rate of 120%
- Guaranteed minimum return:
0%
- Potential maximum return:
16.8%***
Term: 5 years and 2 days
Deposits between $500 and $24,999: Participation rate of 100%
- Guaranteed minimum return:
0%
- Potential maximum return:
33%*
Deposits between $25,000 and $249,999: Participation rate of 110%
- Guaranteed minimum return:
0%
- Potential maximum return:
36.3%**
Deposits of $250,000 and more: Participation rate of 120%
- Guaranteed minimum return:
0%
- Potential maximum return:
39.6%***
The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the participation rate.
* Return includes a participation rate of 100%.
** Return includes a participation rate of 110%.
*** Return includes a participation rate of 120%.